Low Interest Credit Cards

Keeping your small business finances separate from your personal finances can make things a lot easier on yourself and on your accountant. Small business credit cards allow businesses to gain momentum and continue their growth when they might otherwise face financial road blocks. Consider a small business credit card to help you keep track of purchases, earn rewards for your business, and make tax reporting easier with simple itemization.

In addition to keeping their business finances organized, business owners can also enjoy rewards specific to their small business credit cards. Spending with a business credit card also allows the cardholder to build credit for their business, setting the stage for later loans and credit line needs. Business credit cards allow business owners and executives to have their own cards while also extending purchasing power to employees who may need to expense office supplies, business travel, and more.

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Q: I just started a small business and I’m looking to build credit, is using a secured credit card a good idea?

A: The answer to that question is “yes”. Your secured credit card may not actually say that it is a “business” credit card, and you may not be able to get some “business” credit card rewards or bonuses, such as double miles, extra points, discounts, and other things, but you can still get a secured credit card.

Getting a secured credit card can actually be an asset. For one thing, you will know exactly how much you have to spend, which should make you look harder for bargains and lower prices.

Secondly, with a secured credit card, you have access to your spending history. This will let you keep track of spending as well as what your balance is on the card.

If you see any unusual or suspicious entries on the credit card statement, you can instantly dispute them. You won’t hav

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“When you’re the business owner, there’s no one behind you. You’re the back-stop.” (Warren Brown, Washington, D.C. Small Business Person of the Year 2006).

How many days and nights has this reality kept you on your toes? From making sure your business stays on track to cheerleading your employees, day-to-day business ownership is about what you make it.

But what happens when you need help? Back-stop or not, you can’t go it alone forever. Help is at hand, if you know where to find it.

The government, in particular, offers a great deal of resources that support small business owners, both online and locally. Take a look at this Small Business Assistance and Training guide on Business.gov and you’ll find a variety of options – local SBA offices, Small Business Development Centers, SCORE, and more.

But just what does each of these provide? And where

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If you are in the market for business financing you may have noticed that the SBA is tentatively reporting a healthy increase in small business lending.

However, finding the right bank for your small business financing needs can still be a time-consuming challenge.

So just who is lending? And what is your best strategy for finding and approaching a bank? Here are five tips to help you find small business friendly banks.

1. Understand the Trending in Lending – Community Banks Favor Small Business

From city streets to Main Street, from suburbs to rural communities – big banks dominate the landscape. In f

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