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If you thought your credit card processing fees were high, be thankful you’re not a taxi driver in San Francisco — they’re currently paying 5 percent which is taken out of their profits.
Under a 2010 city ordinance, taxi drivers are required to accept debit and credit cards in their vehicles, which isn’t necessarily a game-changing requirement. Their g
For a limited time, Navy Federal Credit Union is offering a 0% fixed intro APR on balance transfers for 12 months with no balance transfer fees. This offer is valid for balances transferred from other card issuer accounts and cannot exceed $30,000.
Navy FCU offers a variety of credit cards, ranging from no annual fee cash back credit cards to cards offering premier rewards at the cost of an annual fee.
In order to join the credit union, you’ll need to be affiliated with the Department of Defense in some way, or be related to someone who is. (See the eligibility checklist here.)
Foreign transaction fees are charges commonly added to your credit card statement when you make a purchase in another country. Card issuers say these fees are in place to account for the currency exchange from one country to another, but speculation always exists about where this money really goes. Most foreign transaction fees usually range from 2% to 3% and are billed per transaction. Even if you aren’t traveling, it is possible that a purchase you make with a foreign merchant may also incur a foreign transaction fee.
It is wise to monitor your credit card statements on a regular basis to watch for fraudulent purchases or incorrect charges. When you first see a foreign transaction fee you might be a little confused or alarmed. These fees are very common with most credit card issuers, including American Express, Bank of America, Chase, Citibank, HSBC, Wells Fargo, and Discover Card.
If you were among the handful of Wells Fargo impacted by uncooperative ATMs this past week within their network, your ATM fees will be reimbursed if you turned to an out-of-network ATM. After its 12,000 ATMs crashed Monday and lasted well into the evening, the Bank blamed a systems issue. Fees reimburse includes any fee Wells Fargo/Wachovia or another bank may have assessed for using an out-of-network machine, plus the fee charged by the out-of-network ATM. Wells Fargo charges $2.50 for withdrawals on its accounts made at alternative ATMs, and the bank or other entity that owns the alternate ATM often charges its own fee of $2 or more.
I don’t know why I’m surprised when airlines add new fees. Sadly, it seems like there is no end in sight. The baggage fees instituted a few years ago when the airline industry was suffering were what kicked off the trend, and since then, airlines have begun charging for the likes of blankets, soft drinks and paper tickets, not to mention the fees incurred for redeeming frequent flier rewards. There have also been rumors about budget airlines, such as Ryanair, charging to use the toilets, but fortunately, that hasn’t happened yet.
On Wednesday, American Airlines got creative and announced a new fee for “Express Seats,” according to a press release. Are these new, fancy seats they’ve installed? Nope — now you just pay extra if you want to sit in one of the first few rows of coach (including the bulkhead seats) on domestic flights.