Low Interest Credit Cards

Bright Star Credit Union offers a Cash Rewards Platinum Visa that features a 0% intro APR on balance transfers within 10 days of approval for the first 6 billing cycles of the account with no balance transfer fees or annual fees. In addition, the Cash Rewards credit card earns a 1.25% rebate on purchases, subject to a limit of $600 of rebates per calendar year.

Unfortunately, this deal is only available to those in South Florida, as you will need to visit a branch location in person. While you do not need to be a member to apply, you will need to become one to open your account. Membership is open to anyone who lives, works or goes to school in Broward or Palm Beach Counties, Florida, and relatives of anyone who is eligible.

Here at CreditCardForum, we are a huge fan of credit unions. That may seem counter-intuitive since we advertise cards issued by Discover and Amex, but the bottom line is when it comes to interest rates, credit unions frequently beat the big guys. Why? Because CU’s are actually owned by the members/account holders, so they’re not out to maximize profits like Wall Street bankers do.

Suze Orman on Larry King
Last week, Suze Orman was on Larry King for the hour discussing all sorts personal finance issues, including credit cards. Orman talked about the outrageous interest rates some cards charge – like 30% – and how Americans need to put their foot down and stop doing business with the banks that do that. One alternative she discussed was credit union credit cards. When it comes to a standard non-promotional APR on purchases, they usually have the best credit card deals. Rep

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