Jul 08
The UK government is preparing to launch an online campaign inviting citizens to submit ideas on how to cut public sector expenditure, and to vote on those ideas they support.
The Spending Challenge campaign comprises a website and a Facebook page where citizens can submit their ideas and describe how they could be implemented. Other visitors can rate these ideas out of five.
Interesting Links
The open enterprise Social and technological change is forcing business to become more transparent
“Our central department ‘champions’ team in Cabinet Office/Treasury will take forward the most promising ideas with departments and Treasury spending teams to be worked up and the results will be reviewed by Ministers, who take the final decisions,” the website says.
Read more…
Jul 08
It is very common for Americans to get their first credit card when they are in their late teens. Unfortunately, it is also all too common for teenagers to run up their bills, getting themselves into serious financial trouble when they are still young. The trick to making sure that this doesn’t happen is to combine two very important things. First, you need to have a commitment to responsible use of the card. And second, you need to choose a good credit card that is specifically designed to help students and teenagers build good credit.
Commitment to Responsible Credit
Before ever getting a credit card, a teen should really commit to responsible use of the card. T
Read more…
Jul 08
I’m a city girl, born and raised in Houston. I have spent the past seven years in Austin, a smaller, but lively city where there is always some major event, festival or concert happening. Whenever I drive back home to Houston, I pass by dozens of tiny rural towns, and many homes along the highway clearly not part of any city. Some of the houses are many miles from a gas station or grocery store. To me, this is an absolutely foreign concept.
So I was stunned when I saw an article on CNN this week about an Alaskan couple living 150 miles above the Arctic Circle in an area I would consider inhospitable. In addition to enduring far-below-zero temperatures, the Korth family is utterly isolated — they live 60 miles from their nearest neighbor.
Read more…
Jul 07
I just wanted to preface this review by saying right off the bat that Charlie’s book is inspiring, well worth the read and the best part is that it’s absolutely free. In fact, at the end of this article, I will post a download link where you can download Charlie’s book immediately. Charlie also runs a blog called Charlie Hoehn’s Musings that you should check out as well.
These past few years have been tough for most people. The economy has been in the dumps and many of you have lost your jobs. Judging
Read more…
Jul 07
When Jennifer Brady-Brown and Sara Sprague approached The Washington Trust Co. in March with an idea to start a women’s boutique on Block Island, bankers told them securing a loan would be difficult. The business would be a startup during a downtrodden economy and located on an island where the retail season lasts just 10 weeks.
The two friends stayed up until the wee hours of the morning creating a business plan and then, in a critical turning point, the U.S. Small Business Administration agreed to guarantee a portion of the loan in case of default. Washington Trust approved the $40,000 loan and Wild Flowers Boutique opened May 22.
“We did the research, and we knew what we needed to do,” Brady-Brown said.
The SBA has stepped up promoting itself on the island in recent years, seeking people like Brady-Brown and Sprague who need help persuading a bank to approve a loan. In 20
Read more…