Low Interest Credit Cards

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Saving With The Sears Christmas Club Card

Today in my local grocery store I saw displays of Halloween candy. I checked my phone’s calendar for the date. Mid-August. You know what Halloween candy means — Christmas and the holiday season is almost upon us. (Forget Black Friday; Holiday retail displays tend to go up the day after Halloween, November 1.)

How much money do you have saved up for Christmas shopping this year? If the answer is a big fat goose egg, don’t despair. It’s not too late to start saving, and the Sears Christmas Club Card can help.

Launched for the first time last year in mid-August, the Christmas Club card encourages (and rewards) saving, while driving Christmas sales to Sears and K-Mart stores.

How this card works: This is not a debit card, credit card or a gift card. It’s a completely new card concept. Customers

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Equifax Lost Case for Misleading Consumer Disputes

New York – Equifax Information Service LLC has recently faced a law suit for failure to investigate and provide their side valid reasons in disputes on top of the correctness of their public files. The consumers who filed the case against one of the country’s largest credit reporting agency have won the law suit.

In the judge’s ruling, by Judge Joseph H. Rodriguez, he said that the claimant, Bruce A. Summerfield, was enough to represent the consumers who have supported and have complained about the said case, in the United States District Court in the District in New Jersey. A lot of the consumers and merchants were very pleased and relieved with the outcome of the case as stated by Jim Francis the business partner of the Francis and Mailman PC who is a co-counsel of the petitioner and he also stated that it was a wise and correct decision for the court to follow the decision in Pennsylvania.

Bruce A. Summe

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How to Achieve a Good Credit Score


YourPix Studio

Sick of that drab, generic debit card in your wallet? Think it needs a little personality? Now you can spice it up with Regions Bank’s CheckCard “YourPix Studio.” Allowing you to design your own personalized Regions Visa CheckCard, “YourPix Studio” is available to any checking account customer. You can use your favorite photo or create a customized card displaying your company’s logo. If you’re lacking your pioneering spirit, you can also choose from a wide variety of designs available through the Regions “YourPix Studio” image gallery. Regions “CheckCard” holders also enjoy “Regions SafeGuards” security features and fraud protection; the “Regions Relationship Rewards Program,” offering customers rewards points; and Worldwide access anywhere Visa Debit Cards are accepted.

Best Credit Card for Someone Looking to Build Credit

Bad credit? No credit history? Before I begin to sound like a used car commercial, let me say that a variety of credit cards exist designed to help people build (or re-build) their credit.

If you are a student, cards like the Discover Student Open Road Card can help you build your credit while giving cash back bonuses and many benefits. If you are a student, we highly recommend any number of student cards to begin building your credit and start getting a firm financial footing in life. Some even reward you for good grades and good credit habits.

But, for adults who are beyond their college years, the credit cards available to build your credit, unfortunately, don’t carry as many perks and benefits. But there are some very good secured credit cards available. <

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