Low Interest Credit Cards

That’s the question we asked our Facebook fans, and here are a some of our favorite answers!

What’s your budget?

Budget, Budget, Budget! It is an absolute must to have a budget on paper and stick to it! (Ranee A.)

Don’t blow ten, twenty, thirty, forty Gs or more on a four-hour party. Elope!! (Phil M.)

Party down!

I kept the wedding just to parents and grandparents, and the reception was the next day and it was a potluck and everyone loved it we spent about $600 total with everything, including cake and clothes. (Amanda U.)

Make sure the +1 guests are significant others or spouses. I don’t want to buy dinner for someone you’ve known for a week. (Eric M.)

BYOB. (Henry L.)

Bon Voyage!

Stay somewhere with a kitchen, and only eat out for one meal a day. It was ro

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Whenever a person finds a mistake in the credit report the next course of action would be to dispute. This is a right given to you under the Federal Law and you are entitled to dispute any information that is incorrect. You can report to the credit reporting agencies who are reporting the data and the furnisher as well (the credit card issuing company, the debt collector, or auto lender for instance). The furnisher will have to carry out the investigation and report within a period of 30 days.

But it is not necessary that the item will be fixed just because it is disputed. Stuart K. Pratt from the Consumer Data Industry Association (CDIA) has said in a written testimony that was submitted in 2007 to the House Financial Services Committee that out of the 52 million credit file disclosures that had been reviewed by the consumers, there were just about 1.98% of them that resulted in disputes where the data had been deleted.

This is largely due to the fact that the human touch is not present and the entire system is highly automated.

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Many credit card companies, store charge cards, and other companies are moving toward a greener approach with their billing statements. You’ll often notice when you log into your account online that there is a big push to get consumers signed up for paperless billing. Often a screen pops up before you can access your account details, giving you a pitch to sign up for the paperless statements. You’ll even notice that the button to accept these greener statements has a more enticing appearance than the button to decline them. Before you click that button to accept paperless billing statements, it’s important to consider the pros and cons of both options.

Pros of Paperless Billing Statements * It’s an eco-friendly, green approach that is good for our planet. * Reduce the amount of mail you have to go through every month. * Sometimes companies give you a statement credit or a special reward or promotion when you sign up for paperless billing.

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The debt relief programs have played a main role in mitigating the piles of the debt of American citizens. The economic crisis has led to an increasing number of debts and has forced many consumers to declare bankruptcy but could not easily be treated by them. Such situations have pushed debt relief companies to grow at a rapid rate and benefited a large number of people by issuing their financial differences. The debt relief which is also popularly referred to as debt negotiation is a technique widely to handle and difficult for consumers to manage themselves. However, a borrower should have a minimum amount of debt of $ 10,000 to use the services of debt relief companies. Essentially, lawyers and specialists in debt these companies are responsible for negotiating with creditors to obtain an exemption or a discount on their total outstanding balances or debts. Read more…

Some things in life are meant to be shared while others most certainly are not. Of course, then there are those in-between things that could arguably go either way. For many couples, finances are a black and white issue. Most couples either have combined finances or separate finances, depending on their preferences and financial situations. Some couples may have separate accounts as well as combined accounts. It really comes down to a comfort level in most cases.

Sometimes couples choose to keep separate finances to avoid one person taking on the other person’s debt. Others feel finances are a private personal matter, which can be a bit concerning in cases of marriage with separate finances. When you look at the whole picture, a couple’s decision to combine or separate finances really does come down to the individual couple, their habits, and their communication style.

Money is a common point of contention for many couples at one time or another in their relationships. If it’s not overspending, it could be where to spend.

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