New and Legal Way to Remove Debts Like Alliance One Off Your Credit
Alliance One Inc is third part debt collection agency with several offices around the world in countries like India, Philippines, etc. In USA it has its office in Exton, PA.
Debt collection agencies in general have a very different attitude towards their customers when compared to other businesses. While the entire world chants: Customer is King, debt collection agencies have the war cry, abuse, insult and threaten).
It feels quite weird to see people and businesses treat their customers in this manner, especially when you regard the fact that these folks are doing business in the civilized society and not millions of years ago in the Stone Age.
While most of the debt collection agencies hide behind a farce of fair practices and fair treatment of their customers, there are some agencies that are quite brazen and have no qualms in admitting and declaring to the world about their business policies.
For instance a popular debt collection agency in MO says very clearly on its site that it believes in using force while dealing with customers.
Force is good when applied for useful purposes, but force applied while dealing with customers is not an acceptable logic by any chance. Debt collection agencies often forget that finally at the end of the day they are dealing with humans at the other end of the phone.
Debt collection executives are trained to be aggressive and intimidating. They think nothing of hurling abuses and insults and threats at the debtors, many a times without any reason at all.
Debtors are threatened to be roughed up and most of the debtors are petrified because the debt collection executives know very clearly about their addresses and other contact details. Impending lawsuits are another demon that is used to scare the debtors out of their wits.
All this maddening tactics finally lead the debtors to promise what they cannot fulfill. Many debtors are known to have been forced in to making hurried decisions regarding repayment of the dues, even before detailed enquiry about the accuracy and validity of the charged off debts.
Many telephone companies have been known to charge off debts to their former subscribers. 99 % of the consumers say that they never ever subscribed to the so called charges or even if they did, they never received any facilities mentioned under the subscription.
Years later the telephone company decides to en-cash these golden eggs lying around in their old records. But debtors are not given a chance to clarify the facts and that is exactly why the debt collection agencies use the aggressive approach.
They simply want to intimidate the debtors and prevent them from taking any necessary steps to verify the facts about the charged off debts.
The best way to deal with such situations is to contact the credit bureaus directly.
Contact all 3 credit unions, Experian, TransUnion and Equifax and raise a dispute against the charged off debts and they will get them removed if the verify it to be invalid
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