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New O2USA Prepaid MasterCard Offered to Unbanked and Underbanked in February 2012

Jan 24, 2012 Today, O2 Secure Wireless (Pink Sheets: OTOW) released that it will be making available February 1st, a prepaid debit MasterCard designed to serve the growing underbanked and unbanked populations throughout the world. With the rise in unemployment and economic strain across the globe, a larger percentage of the population is turning to prepaid products like the O2USA Prepaid Master Card as a financial tool instead of traditional banking relationships. According to O2 Secure Wireless, the O2USA prepaid MasterCard will not function like typical MasterCard credit cards by guaranteeing approval for anyone over the age of 18, even if they do not possess a bank account or have challenged credit.

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Dealing with Christmas credit card bills

It can seem as though no matter how hard we try to be restrained, we always end up spending more at Christmas than we meant to. This can leave us with bills to pay well into the New Year – so it’s worth knowing some tips to help pay them off. From investigating cards ideal for credit balance transfers to increasing the amount you pay off each month, there are quite a few things you can do to get your expenditure back under control.

For example, the New Year is often a good time to look for good credit card deals. So, when you are contemplating credit card applications, you could consider looking at balance transfer cards. These cards allow you to transfer over your current balance and usually then let you pay it off at 0% – or at least a very low rate of interest. This can help you pay off the balance quicker than you otherwise would and get things back on track.

Something else to consider is paying more off each month. Man Read more…

How Do I Get An ANZ Gold Frequent Flyer Card?

Not only is ANZ one of the biggest banks in the country, it is also has some of the most competitive rewards cards available.

For people looking for a frequent flyer card, the ANZ Frequent Flyer comes with Visa and American Express cards to help maximise points.

In the past the two membership levels for this card were standard and gold, but in 2010 ANZ made a commitment to offer more benefits for cardholders and transitioned from the Gold Frequent Flyer to the Platinum Frequent Flyer.

The official statement on the ANZ website outlined increases to international travel insurance – from four months to six months cover – and an annual fee waiver for eligible cardholders.

So why did they get rid of gold altogether? Acc

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Recommendations from financial planners to save money

It is easier to get over the financial recession as long as you have a financial planner by your side. Those professionals are able to help you with the problems you have, to manage your money and to pay the bills and the rates. Of course, the advanced services of the financial planners cost some money, but it is insignificant considering the benefits you will obtain. As in any business, there are some differences between the financial planners available, and you should know the differences before accepting to sign a contract with one of those companies.

Here are some advices from those companies:

Establish precise purposes. Every planner will start by asking you the goals you need to reach. There are the planners that recommend you an aggressive campaign that implies many sacrifices, but it has faster results, or the planners that will propose you a long-term plan that will only show its results after a while. Read more…

Instead of Tebowing, Take Charge of Your Financial Future

The current starting Denver Broncos quarterback and recent Heisman Trophy winner, Tim Tebow is taking the nation by storm with his unrelenting style of never give up football. Drawing an inordinate amount of chatter from football fans, religious and not-so-religious pundits, Tebow continues to advance his team onward to the top of their division. Rather than watch his team mate, Matt Prater kick a game winning field goal, Tim partakes in a patented ritual called Tebowing. Olympic skier, Lindsey Vonn is now doing it and even Nicki Minaj performs in a music video dedicated to the ever-kneeling Broncos QB. As the state of the U.S. economy continues to flounder, many a football fan and financially struggling households across the nation practice their own Tebowing ceremonies. While it never hurts to pray, an additional course of action is to take a grapple hold on your financial situation and spend only what you can afford by planning and budgeting.

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