Low Interest Credit Cards

A new report issued by FICO, still the number one company that provides credit scores lenders view to assess an individual’s credit risk, shows a number of interesting facts about the current U.S. economy.

1. More Americans have poor credit than ever before.
2. There are also more Americans with excellent credit than there have been in the past.
3. The number of people with a mid-range score (650 – 699) has dropped.

43.4 Million Americans Probably Cannot Get a Loan

According to the FICO report, 43.4 million Americans have a FICO score below 599, which is considered poor. Thi

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PROVIDENCE – On Friday, Rhode Island became the 33rd state to join the States for Passenger Rail Coalition.

The States for Passenger Rail Coalition was established in 2000 to support intercity passenger rail initiatives and to advocate for federal funding for those initiatives. Membership is open to state departments and agencies in charge of official transportation responsibilities, such as the R.I. Department of Transportation.

“Due to our central location along the Northeast Corridor, Rhode Island has been and continues to be an active participant in funding capital improvements within the corridor for commuter, intercity and freight rail,” said Michael P. Lewis, RIDOT director.

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The UK government is preparing to launch an online campaign inviting citizens to submit ideas on how to cut public sector expenditure, and to vote on those ideas they support.

The Spending Challenge campaign comprises a website and a Facebook page where citizens can submit their ideas and describe how they could be implemented. Other visitors can rate these ideas out of five.

Interesting Links

The open enterprise Social and technological change is forcing business to become more transparent

“Our central department ‘champions’ team in Cabinet Office/Treasury will take forward the most promising ideas with departments and Treasury spending teams to be worked up and the results will be reviewed by Ministers, who take the final decisions,” the website says.

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It is very common for Americans to get their first credit card when they are in their late teens. Unfortunately, it is also all too common for teenagers to run up their bills, getting themselves into serious financial trouble when they are still young. The trick to making sure that this doesn’t happen is to combine two very important things. First, you need to have a commitment to responsible use of the card. And second, you need to choose a good credit card that is specifically designed to help students and teenagers build good credit.

Commitment to Responsible Credit

Before ever getting a credit card, a teen should really commit to responsible use of the card. T

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I’m a city girl, born and raised in Houston. I have spent the past seven years in Austin, a smaller, but lively city where there is always some major event, festival or concert happening. Whenever I drive back home to Houston, I pass by dozens of tiny rural towns, and many homes along the highway clearly not part of any city. Some of the houses are many miles from a gas station or grocery store. To me, this is an absolutely foreign concept.

So I was stunned when I saw an article on CNN this week about an Alaskan couple living 150 miles above the Arctic Circle in an area I would consider inhospitable. In addition to enduring far-below-zero temperatures, the Korth family is utterly isolated — they live 60 miles from their nearest neighbor.

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