Low Interest Credit Cards

Oh my gosh, I’m so excited I could just go and flip a table.

My blog titled “‘Real Housewives of New Jersey’ credit card tales of trouble” about the broke but fabulous RHNJ co-star Teresa Giudice was included in the Carnival of Personal Finance hosted by Beating Broke.

Teresa and her husband are dealing with some nasty credit card debt right now. They’ve filed for bankruptcy but potentially face more legal troubles for allegedly concealing assets and lying under oath. Check out the carnival to get more information on this and a plethora of other finance-related topics.

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I just read something on CNN that shocked me. When Facebook CEO Mark Zuckerberg was a mere 18-year-old college student at Harvard, he allegedly granted a businessman an ownership stake in what was then a small online side-project. Now it’s a billion-dollar Internet company, and New Yorker Paul Ceglia is trying to claim what he says is rightfully his.

Ceglia claims that he hired Zuckerberg in 2003 to work on two business ventures, one of which was “designed to offer the students of Harvard university access to a wesite [sic] similar to a live functioning yearbook with the working title of ‘The Face Book.’” Sound familiar? Ceglia says he paid $2,000 to Zuckerberg for the job. CNN reports that Facebook’s lawyer has admitted that Zuckerberg signed a contract with Ceglia, but they aren’t sure yet whether the document he has produced is the real document in question or whether the real contract states what he says it does.

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Last week I was planning a major purchase (new living room furniture) that I wanted to put on my rewards credit card in order to earn cash back. The problem? Putting the purchase on my card would place me above that 50% debt-to-available-credit ratio that negatively impacts your FICO score. I was about to call the credit card company and ask them to increase my credit limit when I received a notice in the mail that my credit card company had increased my limit — without my asking! Am I just that lucky? Not at all.

I began thinking about the steps anyone can take to get your credit card company to increase your limit without asking.

This information is especially useful since it’s harder to get companies to increase your limit at your request. Instead, they offer periodic, routine reviews of your account and then decide whether or not to increase your limit. (Be

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