Low Interest Credit Cards

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Emily’s list: Don’t lose your mojo edition

I read an article on CNN.com this week about how President Obama is beginning to lose some of his clout and the magical mojo that surrounded him pre-election. He ran on a platform of change, and while he has fought to reform everything from health care to Wall Street in his two years as president, his ratings have fallen and continue to slide. It seems this is due to a combination of him inheriting a terrible economy and two controversial wars, in addition to starting off with many ambitious goals.

Although Obama has made progress on some fronts, the polls show that many Americans seem to think it’s just not enough. It can take years to change major systems that have been in place for decades, but Americans ready for change want it now. They’re ready for the benefits from tax cuts, better health care, more jobs and so on. Read more…

Best Delta Airlines Credit Cards

Delta Airlines offers three credit cards, all issued by American Express, that provide generous frequent flier miles and complimentary checked luggage for Delta Airlines customers, among other benefits.

It’s hard to pick a “best” Delta airlines card, since each card fills different needs (at different prices) for customers. The gold Delta SkyMiles card gets high recommendations from CreditShout.com as a good American Express travel rewards card with a low annual fee (waived the first year.)

Weighing the costs and benefits of each, I’d say most people would do best with the Gold Delta SkyMiles credit card, over the Platinum Delta SkyMiles card or the Delta Reserve credit card. It’s important to point out that all three cards are conventional credit cards, accepted anywhere that takes American Express, and not “charge cards” like the renowned American Express green card and others in the line.

It’s

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New to Credit Cards? Get a Secured Credit Card

Applying for credit for the first time may look scary at first. Sometimes you wonder what your credit future is. Will you be a good borrower? Or will you default a lot and may end up bankrupt? Nah, it’s too early to say that. Having a credit card the first time is a challenge. And adventure which requires you to decide a lot and forces you to put on your thinking cap to come up with ways on how to get the bills paid.

Think of it as another part of your life that would provide your needs and test your responsibility level. But if you are still not up to it, better forget about the credit cards and just live with cash alone, which is good and ideal to some. But for many people and especially business owners, credit is an answer to a prayer. It is a card with value that has the power to buy anything you need but it can also destroy if you don’t sustain its needs. Sounds a little interesting, huh? Credit cards are no joke, I tell you. If

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Credit Card 101 for Beginners: Types of Credit Cards

Even If you are new to credit cards, by now you should know that these plastics charge customers interest and the charges made in establishments accumulate. This is just the very basics of credit cards. But do you know that there are a lot of types of credit card? Of course, if you want to get a credit card now, and you have never applied for one before, there are certain things you may have to come across before finally going to have one.

Maybe you know that there are several types of credit cards in America. When credit card companies ask you what type of card you want to open up, don’t be lost for words. You can just choose to have a standard credit card. Well, this is the basic credit card with simple features. You will have a revolving balance for this one up to a certain credit limit. Once you pay up the credit amount along with the finance charges, you are allowed to use the credit card again. Premium credit cards are some levels up higher than the standard one. P

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Use Your Chase Debit Card on Utilities and Earn $20 Free Money

With the introduction of the Chase Freedom credit card and the Chase Ultimate Rewards and Chase RealCash debit cards, Chase offers some generous debit rewards card programs. From now until October 1, Chase debit card customers get $20 in cash, deposited direct into their Chase checking account when they pay three or more bills (of $50 or more) with any Chase debit card.

How This Program Works:

To earn $20 cash when you use your Chase debit card (all Chase debit cards qualify for this program, not just rewards debit cards), first enroll your card in the program. You can speak to a Chase banker to enroll, or click the “enroll” option when it appears when you use your card at a Chase ATM machine.

Then, pay three of your bills for one or more of the following categories with your Chase card by October 1, 2010.

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