Low Interest Credit Cards

iTuners beware-PandaLabs antimalware laboratory found Apple’s iTunes platform has become a major target for hackers looking to steal credit card data from the service’s millions of users. Victims receive a cleverly-crafted email informing them that they have made an expensive purchase on iTunes. The user, having never made the purchase to begin with, is concerned by the email and naturally tries to resolve the problem – in this case by clicking on the proffered (fake) link. An example of this fraudulent iTunes receipt can be seen here http//www.flickr.com/photos/panda_security/5050360091/. Upon installation, the user is redirected to an infected Web page containing the Zeus Trojan, which is specifically designed to steal personal data. This phishing attack was uncovered shortly after a similar phishing attack targeting LinkedIn users appeared last week, which appears to have originated in Russia. Mo

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Travelocity, American Express and Barclaycard US have announced the five lucky consumers who were awarded once-in-a-lifetime trips to Chile, New Zealand, South Africa, Switzerland and Orlando in the “Travelocity Rewards American Express Card Sweepstakes,” via Webcast. Wrapping up the summer promotion, which was designed to celebrate the launch of the “Travelocity Rewards American Express Card” by Barclaycard US, the announcement disclosed the randomly drawn contestant winners. The winners included Sandy from Benicia, Ca, traveling to Santiago, Chile; Cheryl from Lumberton, Tx, Traveling to Auckland, New Zealand; Mike from Sherman, Tx, traveling to Cape Town, South Africa; Maria from Durham, N.C., traveling to Zurich, Switzerland; and Judy from Wyoming, Pa, traveling to Orlando, Fl. To hear the winners’ reactions to finding out their destination as well as all of the details for each trip, view the Webcast at www.travelocity.com/take5.

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Instant approval credit cards, what pops into mind when you hear this? Do you get approved instantly upon application? Fortunately, yes. Can you instantly use the credit card? Unfortunately, no.

Let’s review how it works first. Credit card companies screen people they want to offer their credit cards to. The will basically see if the person has a very good credit history and that the person has a stable income that can cover sufficiently the credit amounts. And if the candidates pass, here’s where they stuff the credit card offers in mail boxes. They will tell these people that they were “prescreened” and that these people can just say “yes” by replying the mail or calling the credit card company.

People may also initiate the application by applying personally to the company. Other credit card company allows phone applications and online applications, which can be easier for them, due to its automation. Here, in th

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Having one credit card is okay. People are afraid to have multiple credit cards because they might get confused and might end up with a stack of unpaid bills. Other say that having a lot of credit cards is tantamount to telling oneself to buy a lot of things due to the wide credit limit. Some others are concerned about their credit scores and that having too much credit cards could hurt their scores.

Unless you are one of those people who keep a single credit card for identification purposes only, you shouldn’t fear the need of holding multiple numbers of cards. Which brings us to the question: how many credit cards should I carry?

Experts say that there is no definite ideal number of credit cards per consumer. You can hold a single card, if you want. But since we are talking about multiplicity here, you can just hold two. Some people carry around eight credit cards and some ten. We don’t want to know the details behind the numerous credit cards, but the point is, it depends on the customer on how many credit cards he can handle. Tha

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Awkwardly, the free payment option varies from one retailer to another and so there is no substitute for reading the terms and conditions carefully before making a substantial purchase with plastic.

There is no legal requirement for retailers or anyone else to offer a free way to pay with plastic, according to the UK Cards Association, although other countries – including France, Italy and Sweden – ban credit card surcharges altogether.

Britain’s new financial watchdog, which is set to replace the Financial Services Authority next year, should get its teeth into inflated processing fees and force them back into line with the real cost of providing credit.