Low Interest Credit Cards

According to Lifelock, their service provides a “basic layer of protection against identity theft” by attempting to detect when your personal information is being used to apply for new credit and alerting you when this happens. I have never used their service so I can’t endorse it, but they have given me 5 complimentary year-long memberships to give to new members (which would normally cost $110 each).

To give LifeLock a try using this promo, go to www.lifelock.com/enroll and enter Promo Code: NEWMEMBERCJ, Member ID: 477979. You will need to enter in all your personal information (including SSN), but it doesn’t appear that billing information is required. This of

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Now ordering online is a little less scary with ThreatMetrix in place to keep card not present fraudulent behaviors in check. Delivered as a cloud service, the ThreatMetrix Fraud Network is unique among fraud detection solutions because it can address all three of the major web fraud scenarios verifying customers, authorizing transactions and authenticating users, all in real-time without customers providing personally identifiable information. The ThreatMetrix Fraud Network is a web-based system that utilizes a wide variety of device- and transaction-related data, not including PII, to build a contextual score that delivers all the information security pros need to make a thoughtful go, no-go decision about a customer.

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Fans of skateboard star Rob Dyrdek have their back with his support of BillMeLater and the teen-focused prepaid MasterCard debit card. Dyrdek will be part of a major marketing initiative the company plans to launch in late spring that will include a multitude of top action sports athletes and retailers. The new BillMyParents reloadable prepaid MasterCard gives teens additional freedom and independence, enabling purchases wherever MasterCard is accepted, both online and through traditional retail outlets. The BillMyParents MasterCard prepaid card eliminates the risks of carrying cash, and also gives parents a unique set of enhanced monitoring and safety functions over their teen’s card use.

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Teens can text, tweet, and talk their way to a free tux or $100 Visa gift card this year when they participate in the Men’s Wearhouse Prom Rep program. Prom Reps receive 10% off their tux rentals for every friend who rents with Men’s Wearhouse. Ten referrals earn the rep a free tux. Female prom reps who earn a free tux rental can give it to a friend or opt for a $100 Visa gift card. Reps who reach twenty or more referrals are eligible for cash incentives. After registering in-store or at www.mwtuxonline.com/promrep, each participant will receive a Prom Rep ID to gain access to a personal home page, on which they can track their stats and promote themselves to friends.

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Cardholders love their cash! Results from Cardtrak.com’s recent consumer poll fielding your most favored type credit card reward program are in. As you may expect, credit cardholders love their cash back, the most favored kind of reward program with a wide margin. These include such cards as the Capital One “No Hassle Cash” Rewards or the U.S. Bank “Cash Rewards Platinum” Visa. Favored by 63.3% of cardholders polled, cash back programs were followed by airline miles with 21.1% of the vote. Top airline miles card include the “Miles” by Discover Card and the Chase “Freedom” Mastercard. A distant third and fourth were card points (10.1%) and rebates/discounts (5.5%).

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