Low Interest Credit Cards

Students in college have all kinds of expenses, ranging from text books to pizza, but let’s not forget about that spring break shopping spree, those sorority or fraternity excursions, and countless other weekends away and unexpected expenses. Student credit cards can help college kids make it through the semester, but there are a few things you should know before diving in head first.

Student credit cards can help allay some of those calls home asking

New Year’s resolutions are notorious for being declared at the beginning of the year and dropped or forgotten by February. Along with losing weight, one of the most common New Year’s resolutions is to turn around your finances and grow wealth.

I’m not a big fan of the term “resolution” to begin with. I prefer to think of them as New Year’s “goals,” because they are what we work towards throughout the year. Therefore, even if I haven’t made big strides toward a goal early in the year, I can still catch up and accomplish it by December. The end result is what matters.

I know that many people don’t make resolutions or set goals, because they don’t want to let themselves down. But that’s a backwards way of thinking about it – you should set goals that will lead to success and make you feel more accomplished.

Here are 5 financial New Year’s goals that I know you can accomplish.

1. Save $2,000.

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Verdict: The American Express Premier Gold Card doesn’t come cheap; it comes with a high $175 annual fee. But this card also comes with a host of perks. You’ll earn rewards that you can spend on travel, hotel stays, car rentals and merchandise. And you’ll earn these reward points quickly depending upon what type of charges you make.

Overview: If you plan on charging a significant amount of purchases, the American Express Premier Rewards Gold Card can pay off fairly quickly. The good news is that the rewards points you do earn never expire. You’ll also earn bonus rewards points if you make a certain number of charges in a calendar year.

How This Card Works: This Gold card allows you to earn triple, double and single reward points with every dollar that you charge. If you spend wisely, you’ll be able to earn a significant number of points each year. You’ll te

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TGIF! And we know you must be jumping out of your office chair for joy. But since you ARE sitting in your office right now, that means getting through the last day of the work week can be painfully unproductive. So, before you sail into the weekend, make today count with tips on How to Improve Your Friday Habits, from SavvySugar.

Here’s an excerpt: “Stop the Friday Slackin’: An astounding 75 percent of SavvySugar readers admit to slacking on Fridays. If you want to change that stat, get to the office early, which is when most SavvySugar readers say they peak productivity wise. The perk of an early-bird morning is you can leave the office a little bit early, too.”

A more productive Friday can prove to be a less hectic Monday and Tuesday, which many report is their busiest day at work. Whateve

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Keeping your small business finances separate from your personal finances can make things a lot easier on yourself and on your accountant. Small business credit cards allow businesses to gain momentum and continue their growth when they might otherwise face financial road blocks. Consider a small business credit card to help you keep track of purchases, earn rewards for your business, and make tax reporting easier with simple itemization.

In addition to keeping their business finances organized, business owners can also enjoy rewards specific to their small business credit cards. Spending with a business credit card also allows the cardholder to build credit for their business, setting the stage for later loans and credit line needs. Business credit cards allow business owners and executives to have their own cards while also extending purchasing power to employees who may need to expense office supplies, business travel, and more.

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