Low Interest Credit Cards

California-based Kena Kai has launched a new line of DataSafe Wallets and Passport Wallets specifically designed to thwart identity theft. These patent-pending and stylish Italian leather wallets utilize multiple layers of radio frequency (RF) shielding material to protect the millions of new wireless credit cards and “ePassports” that will be issued this year. Credit cards have become an integral part in today’s society. With the recent introduction of credit cards and passports that contain an electronic wireless chip, sometimes referred to as an RFID (radio frequency identification) chip, these critical and very personal tools in our daily life are now at risk.

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Going away this Memorial Day weekend and renting a car? You can save some money at the car rental counter if the credit card you use to pay for your car rental offers rental car insurance. Most credit cards do. Since car rental agencies charge about $17 to $20 per day for their own CDW (Collision Damage Waiver) you can save a lot of money during a one-week vacation or even a weekend trip.

Rental car insurance isn’t actually “insurance,” (and it doesn’t go by that name) because rental car agencies aren’t licensed to issue insurance. Instead,

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Chances are that a majority of people you know are on Facebook. I signed in up in college on the day it was released to the University of Texas students; the site started off as something for Ivy League students only, but then trickled to all other colleges, then high schools, then the general public. It has ballooned into an international behemoth with more than 450 million users, according to CNN.com. While more members means you have more friends, family and colleagues to connect with online, it also means more people seeing your information, many of whom shouldn’t have access to that data.

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It may be troubling to get a normal credit card if you have bad credit history, or if you have the lack of it. If you find yourself in this situation, you can have a secured credit card, like bad credit credit cards, to help you.

In recent times, a person’s credit score has been very important. Basically, it determines whether you can get a loan, with a specific interest. Having bad credit can make you lose a lot of money because of interest and charges. In addition, you will not be enjoying the same privileges, as other people with credit cards. Secured credit cards can be used as credit cards for people with bad credit.

A secured credit card is one that is made specifically for persons with bad credit. U

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Longtime readers know that I travel often and have encountered many issues with credit cards and problems with money abroad. Most European countries now use chip-and-PIN credit cards, which involve an extra layer of security. They are processed differently and use different card readers.

While many institutions in Europe are still set up to accept payments from both old-school magnetic swipe cards and new chip-and-PIN cards, some don’t. For example, two summers ago in Paris, I found that their automated subway ticket machines only accept euro coins or chip-and-PIN credit cards.

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