Good credit or bad, compare low interest credit cards online!
If you thought your credit card processing fees were high, be thankful you’re not a taxi driver in San Francisco — they’re currently paying 5 percent which is taken out of their profits.
Under a 2010 city ordinance, taxi drivers are required to accept debit and credit cards in their vehicles, which isn’t necessarily a game-changing requirement. Their g
Just as it was recovering (sort of) from its PR nightmare, BP decided to slash rewards on its branded credit card, the BP Visa. The card, once considered among the best gas cards available, is now mediocre-bordering-on-sucks. Originally, it gave 5% back on BP gas, plus 2% on travel and dining and 1% elsewhere. The best part? It gave double rewards – that’s 10%, 4% and 2% for the first 60 days. Now, well, not so much. Its a veritable minefield of terms and conditions gotchas, and for all its nice looks, its a disaster of a rewards program (too soon?).
Unwilling to have even one good thing associated with their brand, even if it’s just a credit card, BP sent out a mailer to cardholders announcing a change to its rewards structure. Effec
Adverse credit also known as poor or bad credit can affect ones life in many ways. An individual with adverse credit might be at the receiving end of loan refusals and the process to find a reputable remortgage could turn out to be a long and laborious task. But every cloud has a silver lining and if when one feels enslaved by adverse credit, an adverse remortgage can be the silver lining!
Why adverse remortgage
Financial circumstances might have undergone changes since a first mortgage. An adverse remortgage will help pay off your earlier mortgage with a better deal suited for present financial circumstances. An adverse remortgage may be the best solution in case of adverse credit difficulties. One can easily save money by opting for a fixed rate remortgage or discount remortgage depending on needs and circumstances. It can also improve credit score when one is confident of the ability to repay the loan.
Halifax has launched a new offer on its Clarity Credit card which could see new customers earn up to £100 cashback rewards in their first year.
Customers taking out a new Halifax Clarity card in branch or by telephone between 3 January and 19 February will receive £5 for every full £500 of existing balances they transfer to the card, up to a maximum of £40 cashback. This is in addition to the £5 that qualifying Halifax current account holders can receive every statement month that they spend £300 or more on their Clarity card, earning them up to £60 every year.
The Clarity Card, which offers a rate of 12.9% APR, does not charge any usage fees, which means that unlike some balance transfer deals, customers transferring to Clarity do not incur a fee.
The key features of the Clarity card:
No fee to transfer a balanceNo cash withdrawal feeNo fee to use it anywhere worldwideNo annual fee.Since the launch of the Clarity card, Halifaxs innovative approach has saved customers almost £5 million in foreign exchange fees.
Richard Washington, head of Halifax Cards, says, “The Halifax Clarity card really does set the standard for simplicity. Its gre
Though debit card swipe fees were capped at 21 cents on Oct. 1 per the Durbin amendment of the Frank-Dodd act, some business owners conducting small transactions are experiencing an increase in costs from Visa and MasterCard.
Before the new law, businesses were being charged approximately six to seven cents for a $1 transaction on say, a cup of coffee. But now, in an effort to recoup substantial losses from capping larger transactions, Visa and MasterCard are charging the full 21 cents on that same cup of Joe, which has business owners scrambling to recoup their own losses through incentivizing cash purchases through discounts, raising prices or backing off debit transactions all together and installing ATMs.
Estimated losses for banks hovers around $6 billion annually, while repercussions for businesses that frequently conduct small transactions goes largely unaccounted for.