Feb 01
The Credit CARD Act will take effect in two weeks and one of the major provisions is the restriction on marketing credit cards to young adults under 21.
“Right now, it is easier for a college student to get a credit card than to get up for class. College students use credit cards to pay for everything, just like their parents. Once this new law takes effect, many college students will have difficulty getting a credit card,” says Bill Hardekopf, CEO of LowCards.com and author of The Credit Card Guidebook.
Beginning February 22, issuers are not able to offer free merchandise to lure students to sign up for a credit card on college campuses, at college sponsored events (like sporting events) or within 1,000 feet of the campus.
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Feb 01
Q: How do you get Discover 5% cash back travel promotion?
A: Over the past four weeks, Discover credit cards have been running a number of commercials which discuss their 5% cash back on travel. However, they fail to mention on the commercial which card(s) exactly qualify for the offer. So you really want to know how to get Discover 5% cashback on travel? Well, here’s your answer…
Discover Credit Cards…
Their cards are known for having no annual fee, great customer service, and above-average rewards. In fact, that’s why this site has elected to be an advertising partner with this company… we believe in their cards. Over the
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Jan 31
Q: What are the American Express Black card requirements?
A: The American Centurion black card qualifications (officially called the Centurion card) have changed slightly since it first came out in 1999, but they’ve always been strict nonetheless. Let’s take a look at what’s currently required in order to get this credit card:
The Annual Fee
When the card first came out, the annual fee was “only” $1,000. Less than ten years later, AmEx jacked up the annual fee all the way up to $2,500. In addition, they’ve now tacked on a $5,000 so-called “initiation fee” just to get the card! So as far as th
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Jan 30
Umbra bungee Credit Card Case-Small Credit card Size-Blue Need a stylish way to keep your desk, purse, or home organized? Check out this hip Bungee Card Case–perfect for holding business cards, credit cards, money, and much more. The possibilities are endless!
Fits easily into your pocket or purse. Made from durable aluminum with platic cap. Cap attaches to case via bungee cord to keep your items securely stored. Case measures approximately 4.5 x 2.75 x .75″.
… Buy Blue Bungee Cord Credit Business Card Case-Small
Jan 29
An investigation is underway in New York that could give consumers more confidence in the way their credit card data is handled when they make online purchases.
The state’s attorney general, Andrew Cuomo, has announced an investigation into 22 major online companies that he accuses of helping to deceive customers into fee-based membership programs that place monthly fees on their credit cards for little in return. In many cases, these online vendors actually shared their customers’ credit card data with the marketing companies in question.
Previous federal data has found that millions of consumers have been affected by these monthly charges, which often show up mysteriously on their credit card statements under the guise of “rewards programs,” discounts and other such things. Read more…