Low Interest Credit Cards

Although I knew cats have established a home on the Internet, I was shamefully unaware of the feline finance category — until today.That’s when I saw my blog post, “How to check your gift card balance without leaving home,” was included in the Carnival of 20-Something Finances: Cats Love Money edition. What’s a blog carnival, you ask? Essentially, carnivals collect links to various blogs united by a central topic (in this case, personal finance), with the carnival hosted at a different site each week.If you want to read some great posts about personal finance, look at pictures of cats rolling around in greenbacks (seriously) or both, swing by the Foreigner’s Finances blog. Read more…

The amount of credit card debt that Americans currently hold has fallen a remarkable $86.2 billion from its peak of $975.2 billion in September 2008. That’s nearly a 10% decline according to recently released data from the Federal Reserve.

Credit cards are considered to be revolving debt while student loans and car loans are considered to be non-revolving debt.

There is a new mindset amongst consumers of frugality. We as a nation are eschewing debt for the first time in decades. The Fed’s data shows that for the past 12 consecutive months credit card debt has declined. Non-revolving debt has also declined steadily.

Credit card debt has in fact decreased at an annualized rate of 13.3% in both August and September.

All analysts pretty much agree that a collective national belt-tightening is occurring. Peo

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GREAT MONEY CLIP THAT ALSO HOLDS CREDIT CARDS

… Buy COACH MAN BLACK LEATHER MONEY CLIP CREDIT CARD CASE

We are entering the holiday gift card season. While new studies show gift cards are the most popular presents to give and receive, the hidden costs may outweigh the convenience of the gift. It is important for consumers to give and use these cards correctly.

“Gift cards are easy to give, but they are also easy to forget. If the card has a monthly fee or expiration date, these can become costly little pieces of plastic,” says Bill Hardekopf, CEO of LowCards.com and author of The Credit Card Guidebook. “Even though gift cards take the hassle out of holiday shopping, you want to use them wisely. It is important to know the terms of the card you are buying.”

Holiday gift cards are a big business.

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Is the Shell credit card really the best way to combat high gas prices? Check out our review before you apply.

As fuel prices have climbed the last few years, we’ve been forced to come up with all sorts of creative ways to save on gas: switching to more fuel efficient cars… carpooling… public transit… and of course those gas credit cards.

Nowadays it seems as every gas station has their own branded card, including Shell. To get

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