Low Interest Credit Cards

We are now looking for a few Guest Author or Web Content Writer as we plan for the year 2010.

This is to increase the frequency and provide more valuable financial or product information sharing especially on credit card field to benefit all the creditcard2u blog readers.

We would like to invite a few of you – my loyal blog readers or any banking stuff as a guest author or web content writer to join us in producing great and quality financial news content for the site on a somewhat regular basis.

What are the benefit: Of course, as a web content writer or guest author of this blog, you will have some benefits to it as mentioned below:

You will gain some exposure for your finance products or business with an audience you might not have tapped into yet. You can include a links back to your blog or website in the author resource end of the article to build your SEO juice. You will be associating yourself with a trusted name in the community – honestly, said in all modesty. Gua

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On the surface those “no interest until XX date” payment plans seem like good deals. And they can be, for people who pay off the entire balance before interest kicks in.

Unfortunately, many people buy the merchandise and then forget about making payments. Then, WHAM!, they get hit with a lot of interest that has been accruing over time. With that deferred interest factored in, the true cost of the item you purchased balloons to something you never would have paid had that inflated price been stated on the price tag.

Welcome to the deferred interest trap — artfully and comically depicted in an episode of ABC’s “The Middle” sitcom that aired Dec. 30, 2009. Yes, no interest until (insert a date in the future when consumers are likely to forget about making payments) can backfire on you if you’re not careful.

The show chronicles the life of a struggling middle-class family living in Indiana and stars actress Patricia Heaton (who played the wife in the “Everybody Loves Raymond” TV series)

Deferred trapHer character, mom Frankie Heck, walks into the living room holding what appears to be a bill and declares to husband Mike (played by Neil Flynn): ”Oh my God, Mike. It’s 2

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Is your debt mounting? Do you spend more than you have?  Do you turn to that credit card to pay every day expenses that you don’t have the cash for? If

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Just wanted to let you know that our sites has been down frequently last few weeks.

This is again due to the volume of people we had come to the site over the last few week, and the server is overload thus, it causing the down time. Everything will be up now and running as we had our sites moved to the dedicated server, I hope you will enjoy reading our sites and we are sorry if it has caused any inconvenience.

The christmas day is nearby, We wish you a Merry christmas and a happy new year, Enjoy a joyous Christmas season and enjoy sufing the sites. cheer !

Cheer,

The Creditcard2u.net Management

Not necessarily a bad thing, the buy now, pay later philosophy has been embraced by the credit card world.  No need to carry cash, just swipe your card and you’re done.  Until that is, the end of the month when the bill comes.

Every card has its limit.  When your balance is higher than your limit you may have to pay a fee, your annual percentage rate (APR) may go up or the card can even be taken away from you.  Zero percent cards are getting more difficult to come by.  Major card issuers are increasing their APR and are looking for consumers with not only good credit, but superb credit.

Credit scores and credit card use are inexorably linked together.  Credit scores range from 300 to 850.  These numbers are used by banks and lenders to asses the likelihood of you making good on a loan.  A higher score signals to lenders that you’re more likely to repay the debt than someone with a comparatively lower score.  Several factors determine your credit score.  There are several factors to consider if you’re looking to secure a low APR on a credit card.  One primary factor is whether or not you pay your bills on time and the length and history of your credit accounts. You can easily b

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