Low Interest Credit Cards

Good news to American Express Card cardmember, now your American Express card can become cash back credit card as simply charge all your spending to American Express Cards at these selected malls and enjoy 15% cash back!

Promotion is valid from 1 November 2009 to 28 February 2010 at all American Express Card accepting merchants in the selected malls, except supermarkets, hypermarkets, hotels and their F&B and retail outlets.

Applicable for all American Express Cards issued by Maybank and Maybank Islamic.

American Express Corporate Cards, American Express charge or credit card not issued by Maybank and Maybank Islamic in Malaysia or American Express cardmember who is default of facilities granted by Maybank at any time during the campaign period or American Express corporate card cardmember are not eligible for this 15% cash back campaign.

Bangsar Shopping Centre Bangsar Village & Bangsar Village II IKANO Power Centre Mid Valley Mega Mall 1 Utama Shopping Centre Pavilion Kuala Lumpur Starhill Gallery Sunway Pyramid Suria KLCC the Curve The Gardens Mall Tropicana City Mall

All transaction must be made at participating merchants that accept American Express Card.

Read more…

For all those individuals who have used their credit wisely and kept up with making their payments on time, you would think that credit card issuers would be more apt to reward their customers with lower rates, better terms and more attractive features. Instead, it appears that card issuers are finding loopholes before the new law takes effect to fill the gap.

Credit card issuers have leveraged the use of frequent flyer miles programs, cash-back rewards and other perks to entice customers into using their card products.  The new legislation will limit the ability of card issuers to make those easy, high interest rate card offers to riskier or less than qualified borrowers.  Making up the short-fall, it appears, will come from a notable source …. the

Read more…

After two months latter again I am going to start a new series about “Guide to Build Credit History” for beginner like students, unemployed and who have not outstanding income. And this will be the first part of this series. I have written several posts about “credit“, but first time I am writing about credit building where this is one of the major topic in this blog! What a bad blogger i am! By the way, Well Come to the Credit World.

Why you Should Start to Build?

Now it’s not only to get low interest rate on credit card or loan but it can determine whether you will get a job, buy a laptop or even an apartment, moreover you could save huge money. Elsewhere you go your credit history will be the representative of your finance. So a fair

Read more…

Paying off overdraft fees can have a significant impact on more than one consumer’s budget, which is why members of Congress are taking a closer look at them.

This week, the House Financial Services Committee held a hearing on the overdraft fees, which can exceed $30 in some cases when a consumer uses more money than is available on a debit card.

Some consumer advocates have raised the scenario of consumers being charged such amounts simply for buying a cup of coffee, also pointing out that the fees tend to apply for each transaction. With that in mind, a person who uses their debit card multiple times in a day without knowing they have an insufficient balance could end up on the hook for a couple hundred dollars in fees. Read more…