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Dealing with Christmas credit card bills

It can seem as though no matter how hard we try to be restrained, we always end up spending more at Christmas than we meant to. This can leave us with bills to pay well into the New Year – so it’s worth knowing some tips to help pay them off. From investigating cards ideal for credit balance transfers to increasing the amount you pay off each month, there are quite a few things you can do to get your expenditure back under control.

For example, the New Year is often a good time to look for good credit card deals. So, when you are contemplating credit card applications, you could consider looking at balance transfer cards. These cards allow you to transfer over your current balance and usually then let you pay it off at 0% – or at least a very low rate of interest. This can help you pay off the balance quicker than you otherwise would and get things back on track.

Something else to consider is paying more off each month. Man Read more…

The Most Alluring And Attractive Rewards Credit Card

The rewards credit card is one of the most famous types of credit cards that is offered by multifarious companies around the globe to attract more and more clients. In fact there is not only one type of rewards card in the market as these types of cards give you numerous choices to choose from. Depending upon your personal needs and requirements, you can choose the type of card most feasible to you.

If you want me to name the most popular and appreciated type of card then I would not bypass the name of travel rewards cards. These are the special type of rewards card that is able to give you discount points on various avenues such as on flights, car rental points and hotels. Even if you are fond of travelling on cruise, you can make use of the saving points to save lots of bucks in return.

In the light of the saving points as mentioned above, I would recommend all those folks who happen to fall in the category of frequent travellers to apply for travel rewards cards in order to save lots of bucks in return. Read more…

San Francisco Taxi Drivers Upset About Processing Fees

If you thought your credit card processing fees were high, be thankful you’re not a taxi driver in San Francisco — they’re currently paying 5 percent which is taken out of their profits.

Under a 2010 city ordinance, taxi drivers are required to accept debit and credit cards in their vehicles, which isn’t necessarily a game-changing requirement. Their g

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New O2USA Prepaid MasterCard Offered to Unbanked and Underbanked in February 2012

Jan 24, 2012 Today, O2 Secure Wireless (Pink Sheets: OTOW) released that it will be making available February 1st, a prepaid debit MasterCard designed to serve the growing underbanked and unbanked populations throughout the world. With the rise in unemployment and economic strain across the globe, a larger percentage of the population is turning to prepaid products like the O2USA Prepaid Master Card as a financial tool instead of traditional banking relationships. According to O2 Secure Wireless, the O2USA prepaid MasterCard will not function like typical MasterCard credit cards by guaranteeing approval for anyone over the age of 18, even if they do not possess a bank account or have challenged credit.

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Revamped BP Credit Card Rewards Program Gives You the Finger

Just as it was recovering (sort of) from its PR nightmare, BP decided to slash rewards on its branded credit card, the BP Visa. The card, once considered among the best gas cards available, is now mediocre-bordering-on-sucks. Originally, it gave 5% back on BP gas, plus 2% on travel and dining and 1% elsewhere. The best part? It gave double rewards – that’s 10%, 4% and 2% for the first 60 days. Now, well, not so much. Its a veritable minefield of terms and conditions gotchas, and for all its nice looks, its a disaster of a rewards program (too soon?).

How far the mighty have fallen

Unwilling to have even one good thing associated with their brand, even if it’s just a credit card, BP sent out a mailer to cardholders announcing a change to its rewards structure. Effec

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